Hi no but this is an interesting question since people need things and the economy is not stable. If we need money for something it is best to decide if you really need the object or if borrowing money to pay for the object in an agreement to repay the money is necessary, Luke 14:28-30. One important thing is that you have brought the object with another person money it is fair and just that the person receives their money back.
If we make an agreement to borrow money and told to repay it by a certain time then we should honor that agreement because the agreement is bonding or you could not have borrowed the money. There may honestly be no problem at all in repaying the money and then a problem arises. There are ways to work it out with the lender of course but it could be a problem if another arrangement is not met. You will always hear that people need their money so to loan it to you may have been something unwanted. Honesty here is the best policy and many people decide to just 'tough it through' and pay off the loan regardless of any situation. This may mean having almost zero income left after expenses are paid or very small amount to deal with but people finally get out of debt.
